Financials · 03 of 05

The numbers behind the thesis.

What follows is ONNVO's current funding ask, how it's allocated, and a three-year model built off the same GMV assumptions as the rest of this site. These are planning figures, not guarantees — the full workbook, with sensitivity cases and sourcing, is available to anyone who reaches out.

Forward-looking estimates. Not a guarantee of future performance, and not an offer to sell any security.

Funding Register — Two Rounds, Sequenced

A small round to build and prove it. A larger one to license and scale it.

ROUND — 01 · CURRENT

Pre-seed — $100,000–$140,000

Covers full build-to-launch: platform DevOps across web, iOS, and Android, initial entity and legal setup, first marketing spend, and a larger operating reserve than a bare-minimum raise would leave. Roughly 120–180 days of DevOps once funded.

ROUND — 02 · NEXT

Seed — $0.5M–$1.5M

Funds DFSA authorization, compliance and audit, engineering and underwriting capacity, and performance marketing across the globe. Sized to hold 18–24 months of runway toward the strong profitability the base case reaches from Year 2 onward, below.

Use Of Funds — Pre-Seed ($100K–$140K)
Marketing & CAS
41%
Platform DevOps
32%
Structure & legal
16%
Auxiliary & reserve
11%

Marketing covers the initial launch campaign; once revenue starts, marketing spend is reinvested rather than drawn from this reserve. The raise is sized for a realistic 120–180 day build, not an optimistic one — with buffer above that to absorb currency movement, vendor cost changes, and a longer runway before the seed round closes.

Projection Register — Three Years, Base Case

Modeled from launch, not from a calendar date.

Years are counted from platform launch rather than pinned to specific months, since a pre-authorization timeline can shift. Figures assume average ticket sizes of AED 2,000–5,000 and blended gross yields of 5–7% before fees, with listing velocity scaling faster than a single acquisitions team could sustain alone — the owner-staking channel is what makes the SPV counts below realistic.

YearGMVSPVsRevenueOperating expensesResult
Year 1 AED 60M–100M 35–55 AED 7.5M–11M AED 6.0M–8.0M Burn of AED 1.5M–3.0M, funded by the seed round
Year 2 AED 140M–200M 65–95 AED 18M–23M AED 6.5M–8.5M Strong profit of AED 11.5M–14.5M
Year 3 AED 260M–360M 100–145 AED 31M–42M AED 10M–12M EBITDA margin 30–45%

Owner staking is assumed to increase listing cadence from Year 2 onward. A 50-basis-point change in blended take rate on Year 2 GMV moves revenue by roughly AED 0.7M–1.0M — the full sensitivity table is in the workbook.

Fee Schedule
Acquisition 1–2%

One-time, on property value

Administration ~1%

Annually, of SPV NAV

Property ops 5–8%

Of rent, via partner managers

Secondary 0.5%

Per side, once authorized

See the Model page for what each fee is tied to.

Illustrative Example — Not A Real Listing

What the fee schedule looks like on one property.

The fee schedule above is abstract until it's run through a single asset. Below is a hypothetical AED 4,000,000 property, worked through ONNVO's planned fee structure — illustrative only, since no SPV has been formed yet.

Line itemBasisIllustrative amount
Property valueAED 4,000,000
Acquisition fee1.5% of property value, one-timeAED 60,000
Gross annual rent6% blended gross yield assumptionAED 240,000
Property operations fee6.5% of rent, via partner managersAED 15,600 / yr
Administration fee~1% of SPV NAV, annuallyAED 40,000 / yr
Net distributable incomeRent, less operations, admin, and reserve contribution≈ AED 165,000–180,000 / yr

Entirely illustrative — a worked example of the fee mechanics, not a forecast, offer, or guarantee for any real property. Actual yields, occupancy, and reserve requirements vary by asset and are disclosed per-listing once the platform is live.

Secondary Revenue Register — Not In The Base Case Above

A second revenue line the numbers above don't count yet.

Everything in the three-year model above is investor-facing GMV and fees. It doesn't include ONNVO Register — licensing the same SPV formation, compliance, and settlement infrastructure to brokers, developers, wealth managers, and banks who need it and don't want to build it themselves. Carta and AngelList's Sydecar already run this exact model for venture SPVs; it's a proven mechanism, applied to real estate.

Setup fee

One-time, per partner onboarded onto the SPV and compliance stack.

Platform access

Recurring subscription or per-SPV administration fee.

Usage spread

A small spread on partner GMV processed through the API.

Phase 3+ optionality, sequenced after ONNVO's own DFSA authorization. No partners, pricing, or signed agreements exist today — deliberately excluded from the Year 1–3 model above rather than estimated without a real basis. Full thinking on this is in the Model page and the workbook.

Go Deeper

Want the full workbook and sensitivity model?

The public figures above are the headline case. The detailed pitch deck — full model, cap table context, and sourcing — goes to anyone who reaches out, ideally over a call.